HUGE opportunity - NEW CREDIT SCORE SYSTEM recently announced! Register the domains! - Page 2 - DNForum - Domain Sales, Domain Forum, Domain Appraisals, Domain Registrars

**MAllie** · 06-28-2008, 04:56 PM

The TM mark isn't appearing on my screen, and it does say it's generic, and 'vantage' and 'score' are dictionary words, but it's certainly a point. So it's not a government thing? Is fico a TM? Oh, well, if it is a TM it was a good idea. You can't win 'em all.

**godolphin** · 06-28-2008, 04:57 PM

Thanks Mr. Theo!

**Acro** · 06-28-2008, 04:58 PM

Quote:

Originally Posted by MAllie

The TM mark isn't appearing on my screen, and it does say it's generic, and 'vantage' and 'score' are dictionary words, but it's certainly a point. So it's not a government thing? Is fico a TM? Oh, well, if it is a TM it was a good idea. You can't win 'em all.

You're right, they have not updated the "tm" to the more appropriate "(R)" now that the mark is Registered (see my link).

Any more arguments about how "generic" the terms "vantage score" are?

**Focus** · 06-28-2008, 06:06 PM

Ohh Acroplex, smoke a bowl dude..who cares, they are all the evil empire of oppression.

Anyways...I just want to say, this is'nt replacing "credit reports" or "credit checks" but simply is going to be the new way of scoring credit worthiness...whether or not any of these names will get traffic is obviously pure speculation so don't go to far off in left field registering names, but I can tell you that some of these will and ALREADY are getting light traffic..I reg'd some really good ones myself in all dot com of course..I hope maybe we can all be a little bit ahead of the curve on this one but it does seem names have been registered relating to this since back in 2006..even found one registered by the Donald Trump corp! lol Good luck my brothers & sisters..and thanks for the DNF$ donations..it's not necessary, but thanks again. Luv ya'll!

check it out: http://whois.domaintools.com/experianvantagescore.com

note the email addy, it's real lol

**lordbyroniv** · 06-28-2008, 06:25 PM

Long shot imho

**copper** · 06-28-2008, 06:26 PM

Experian can easily take experianvantagescore.com IF they want to

**companyone** · 06-28-2008, 06:38 PM

Hi,

First, this company it appears has not put out a PR for over 8 months (October 17th 2007)

http://vantagescore.com/press

Maybe...with the current 'credit and financial disaster' going on, they will/would be more aggressive in their marketing...but you would have thought they would really be pushing their company nad service hard...starting at least a few months ago.

The Latest news I could find on the subject:
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Quote:

Knowing just what the credit score is

Kathleen Pender

Tuesday, June 24, 2008

If you're shopping for a loan, it's good to know your credit score. The question is, what score?

Most lenders look at a consumer's credit scores to decide whether to grant a loan and how much to charge. Consumers can buy a report on their credit scores, but these scores vary - sometimes widely - depending on when, where and how they get them. The scores consumers get can also be different from the scores lenders see.

"There is a pervasive myth that there is one credit score," says Rod Griffin, a spokesman for Experian. "It's quite possible to get very different numbers that can mean exactly the same thing."

Or the same number that means very different things.

Credit scores are derived by applying a mathematical formula to information in your credit file at each of the three credit bureaus: Equifax, Experian and TransUnion.

Most large creditors provide the same information about you - such as loan balances and late payments - to all three bureaus, but some report to only one or two. The bureaus also collect information about you - such as bankruptcies, court judgments and tax liens - from public records. But their collection efforts are not exactly the same.

For these reasons, your credit report - and thus your score - can be different at each of the three bureaus.

Your score can also change from day to day as information enters and exits your file.

Even if your three credit files were identical, your score could vary depending on what formula is used.

Fair Isaac created the first credit scoring system and its FICO score is still the most widely used. But its formula is different for home, auto and credit card lenders, and some lenders use newer versions than others.

All FICO scores range from 300 (lowest) to 850 (highest).

To compete with Fair Isaac, each of the credit bureaus has a proprietary scoring system, with its own name and point scale.

The three bureaus jointly developed yet another product, called Vantage Score, which ranges from 501 (worst) to 990 (best).

A 700 FICO score does not equal a 700 Vantage score, so it's crucial to know what you're getting and read the educational material that comes with it.

Evan Hendricks, author of "Credit Scores and Credit Reports," says you should get your credit report and score before you need a loan so you have time to correct any mistakes and take steps to improve your score, such as paying down balances.

You can get a free copy of your credit report from each of the bureaus once per year annualcreditreport.com. But if you want a score with the report, you'll have to pay about $8 per score.

Hendricks says consumers should buy only FICO scores, because they will be closest to what lenders use. Here's what you get through various sources:

-- The only place you can buy your FICO score for each of the three bureaus is from Fair Isaac at myfico.com. The price, including a credit report, is $15.95 per score.

-- You can buy a FICO score based on your Equifax report for $7.95 through AnnualCreditReport.com or for $14.95 (which includes a credit report) at.equifax.com/credit-report-history.

-- If you go to Experian, either directly or through AnnualCreditReport.com, you can only buy a Vantage Score. Experian sells Plus scores through its credit monitoring program.

-- TransUnion sells Vantage scores through AnnualCreditReport.com, TransRisk scores through transunion.com and FICO scores (for $14.95 including a report) through transunioncs.com.

Remember that consumer scores might be different than scores sold to lenders. To see a lender score, ask a lender.

If you are approved for a home mortgage, the lender must show the score that was used unless it was an in-house customized score, in which case it has to show you some score, says Fair Isaac spokesman Craig Watts.

Other lenders don't have to disclose your score, but most will if you ask.

Net Worth runs Tuesdays, Thursdays and Sundays. E-mail Kathleen Pender at kpender @ sfchronicle.com.

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Peace!
Dan