This has been beata to death in a number of places, but the short answer is that transfers are to be initiated only by a person legitimately authorized to do so. If you initiate a transfer of a domain which you are not entitled to transfer, then you are engaging in fraud.
Additionally, there is a transfer dispute policy. The problem with the policy is that a transfer dispute cannot be initiated by a domain registrant - a dispute can only be initiated by one of the registrars in question. So, you have to ask yourself, how much is my registrar going to care about ten bucks. The general answer is: not much.






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