
Originally Posted by
Seraphim
Been screwed over with them many many times, so here is what I did. I setup a verified business account, it has one funding source ONLY, and that funding source allows deposits only, and no withdraws [manually blocked]. Each time I sell a domain, I instantly deposit the money received straight into my bank account, always leaving my PayPal balance at 0. So far in 3 years I have never lost a single chargeback dispute with that account, yet with my personal account I would lose nearly every single dispute because PayPal could easily tap into my funding sources. So my conclusion throughout all of this is that if PayPal looks for money to grab, they will always go after the easiest source, so if you lock them out of being able to take it from you completely, they will have no other choice but to chase the fraudulent buyer, and likely eat a loss. The downside of my business account is that I have a $500 withdrawal limit per month, but that is extremely easy to bypass by sending money to a second personal account without limits [having both is permitted].
Assuming my setup and perfect chargeback denial record isn't some glitch / blackhole, give it a try.
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