| A template is a pre-made design, sometimes sliced up and converted into HTML, images & assorted files, ready to use with minor changes to one's liking (e.g. change the logo).
A skin is a design that "dresses" a content management tool or a forum so that it looks different (and sometimes, performs different via the use of add-ons/plugins)
A script is a small or larger piece of software, either client-side (e.g. javascript) or server-side (e.g. a .php or .asp program) that processes data and otherwise interacts with the user to output a variety of non-static information.
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