I would say that a brand is more valuable than the generic terms, so the $81k valuation is way up there. Still, a five figure domain, but most likely in the $10k - $15k range.
End user could buy it better; Adam says "do not sell to a domainer sell to the end user" if you can look for end user it would pay you better. Good luck. Cheers.
Keyword-rich domain, but too generic. IMO the money used to buy it could be invested in a short brandable and some promotion. I would peg it at high $x,xxx to low $xx,xxx.