Heheh
.. I didn't have the heart to put $0 .. so I add $1 more
from ed30 appraisal.
Why $0?
indebtedness has a silent "t' in it. If you tell somebody over
the phone/orally, most likely he/she will misspelled the name.
Although it is a one dictionary word name but it's not a common
word.
debt - valuable
indebt - valuable
indebted - ??
indebtedness - ?? (four syllibles)
My humble opinion
Goodluck,