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I intially thought of chit-chat, then thought of some kind of online community. Problem is, it sounds like a naughty word. Wouldn't work on the radio, thats for sure.
Funny I do the same thing all the time .... like "holychit did you see that!" or "your Chitting me" ... their is already a company based around chits.com with that sort of msg.
It's actually a dictionary word (see below). #1 and 3 are how I see it used.
Chit -
1. A statement of an amount owed for food and drink; a check.
2. A short letter; a note.
3. A Brownie point: earned vital chits with his party by making fundraising speeches