Hi,
I don't think it's worth that much to be honest. My opinion on it is that it is really "in the middle" for an insurance domain.
There's two main life insurance services available for specific ages. Those insurances include baby/tot insurance, and senior/elder insurance services.
Your domain is YouthInsurance.com, and I don't think that it fits any of the two categories.
As I said, to me it's "in the middle", and isn't catchy nor rememberable.
Appraisal: Registration fee to low $xx range undeveloped.
Traffic? How much? It can determine this appraisal...
Thanks for your time,
VG_KING