The value is close to zero even if it didn't have the hyphen. Can you still get a refund? This name is flat out worth zero. Don't let these dreamers tell you that it might be worth something if it was developed, as that is not relevant, since "if developed" it would now be a business.
There are some names that actually have value because they are easy to develop, but this is not one of them. Imagine standiing in line at lunch today and there is a beautiful lady in front of you. You make small -talk, and she asks you what you do. You tell her that one of the things that you do is buy and sell domain names. She seems interested and asks you what you most recent buy was. You tell her... Chicago Hyphen Area.com. No date for you.
In a fair world, you are not supposed to be able to make money by registering Chicago-Area.com. It can't possibly be the insight that is needed to make it. If life were this easy then nobody would dig ditches or work at McDonalds.
When you think about registering names like this always ask yourself what your advantage is. What did you bring to the table that 6 billion other people couldn't see that allowed you to spot value in this name?