Hi Charles
i advise you not to be in rush to spend your money
because there are a lot of folks willing to take it
as a newbie, you are part of a targeted group
one that is ripe to be spoon fed, or lead, astray
so, before reaching in your pocket.......read thru Beginners section as well as Appraisal section
and feel free to ask questions.
Good Luck!
imo..